I don't know, if this is a good forum for this topic, but you never know... I happen to spend a good portion of my time helping people with some equity in their home and not enough money to live on to arrange for a Reverse Mortgage, which is a government guaranteed program that is not for everyone, but a life-saver for many. If you are located in Southern California and would like to know more, please give me your phone # or e-mail address, and I will contact you.