Having graduated from HND in Business & Finance only. i feel it's time i start to learn some new things to advance myself. n so i stumble upon the Certified Accounting Technician ("CAT") & ACCA.

Course for study CAT is:-
B$700 for the first 2 papers, B$680 each for the 3rd & 4th papers, B$700.00 for 5th papers onwards... Registration fees are 54GBP per year.

if i buy textbook to self study , i would save a lot as the text & revision kits for each paper are B$93.00.

wonder if the 1st 2 paper are easy enough for self study... cos if i decide to pay B$700.00 for taking lessons, i will be using credit card, plus i still have existing credit cards debts that i havent finish clearing.
Sigh, really don't know what to do... suld i wait till next January until i clear my credit card bills?

The next intake is 2nd week of November and ends in end of December for 2 papers (introductory level). if i wait till next year to start CAT, i can only study 1 subject at a time because i am already having japanese class lesson once a week in the evening. CAT class are 2 times a week for 1 paper.

sigh, i really can't decide...