Are collection companies getting anything from me by calling me up? I guess they don't realize my fiance and I live paycheck to paycheck as many people in the great home of the free do these days. Debts are just not top priority next to food, electricity, and shelter. Unpaid magazine subscriptions..BAH! I say. I won't give my life to pay you. I surely will not give my life neccessities. I apologize if this is crude but I'd rather pay for a decent day out for my fiance and I since we really can't even afford to go out, than pay an overdue bill.