I read that the government plans to ban age as a factor of travel insurance premiums. I agree and disagree with this. I certainly believe that there should be no age discrimination when people are trying to compare travel insurance prices, because everyone is entitled to the same things.

However I do disagree with the age ban because it could have disastrous affects on the insurance industry, because if age cannot be used as a rating factor, then the costs of all age bands will balloon. The cost of a claim for an over 65 is four times more likely than a younger traveller and premiums should reflect this.