I love animals – and here is another reason why – read these accident claim forms, written by pet owners:

One Tough Chew - Cabot, the Beagle was in a crisis: Was it a chew toy or was it a steak? Neither. It was a metal pipe. Result: Broken jaw!

Raining Cats and Dogs - A New Yorker was walking little Snowflake one dark and stormy day when he slipped and fell right on top of bichon frise. Result: Broken leg (the dog). Guilt (the owner).