I can't start at the beginning of this story but I'll start where I'm at today.  In about 45 minutes I'll be leaving work to go to the place where they tow repossessed vehicles to get my X boyfriend's belongings out of the truck that I voluntarily allowed the bank to repossess.

 

When we split up, or I put him out of my home, he didn't keep the payments up and now I'm facing bankruptcy.  He left me with about 8000 worth of other bills too and although I make a decent living I am payment poor on my own finances and certainly can't keep up with his.

 

My credit rating has always been of value to me and I have worked hard to keep my rating high.  I always budgeted to make sure the bills came first before pleasure and it was in the high 700's to 800.  Now everything I've worked for has gone to hell.  It might not be so bad but I'm 54 and only 13 years away from retirement and now 7 of those years are going to be without the means to purchase anything or have a credit card to fall back on.  I have nobody to fall back on for help and I'm scared to death. 

 

The relationship with this man came not too long after a 25 year failed marriage and I thought this guy was the answer to all the hopes and dreams I had of a man.  Someone gentle and kind who wanted a simple country life, someone who could and would build things with his own hands and somebody with a strong sense of family who could be trusted.  That is what he portrayed and that is what I believed but it was so far from the truth it amazes me that I fell for it. 

 

I think that might be who he wants to be but he isn't capable of fulfilling the image he creates. 

 

From the time I met him he told me he wasn't in a relationship with anybody.  However there were times when he would disappear for entire weekends and his excuse was that he was with buddies of his going to basketball games in other cities. 

 

Having been with a real sports nut who would travel to various games (mostly football) in other states I believed him... most of the time.  When I would question him I would always get a half way plausible excuse.  I try not to be overly jealous as I know that can affect a relationship too so I went along with the flow. 

 

After dating for about six months I realized that he was having some financial problems and although I was making it I thought we could ease each other's discomfort by moving in together and splitting the living expenses.  He had an old truck and old car but neither were very good and he was working as a roofer and really needed dependable transportation to get to and from work. 

 

He had explained to me that his x wife had left him in bad debt and they had filed bankruptcy.  I know that crap happens so I got a loan in my name only and he purchased a very nice Chevy Silverado.  Long story short for the purposes of this blog... read the first sentence.

 

Enough for today.  I'll back track more later.