I was reading a certain magazine one day morning.As I was going through some of its pages, I've read an article entitled " Secrets from America's Millionaires" by Tony Cook.

Who would want to be a Millionaire?

Who would not be in the first place?

Take note: we do not need a family pedigree, an advanced degree or a fancy job title to become rich.

To make some of financial dreams come true, here are some of the simple rules derived from people who banked their first million.

1. Live below your means- conspicuous consumption is the enemy of of wealth accumulation. So the first thing an aspiring millionaire must do is to get off the spending treadmill.

2. Launch a savings and investment plan

3.Take on debt sparingly- According to survey, 70 percent of millionaires are debt-free. They realized that every dollar paid in interest is one less to invest.

4. Pay as little as possible in taxes-The main way millionaires pare their tax bills is by limiting the amount of annual taxable income. They invest in growth stocks whose gains comes mostly from price appreciation, not taxed until sold. Another benefit: capital gains, dividends and interest income may be taxed at a lower rate rather than ordinary income.

5. Start your own business- Salaried workers are limited to what an employer will pay. But business owners grow in their own business.

........they're not far from you and me- and we can learn from them......

well, what can you say?

happy reading.......