AP Financial Business

The staff at AP Financial can provide assistance in an array of areas that range from mutual funds to IRAs and annuities. They can also help clients with life insurance choices and in providing wealth building strategies.( APFinancial Net)

AP Financial higher rate of return
AP Financial => Career Sales RepAPFinancial is always in need of good seasoned professionals. If you have experience of at least 1 year in the financial services industry and have a good compliance background or have at least two years sales experience we would like the opportunity to show you a lucrative career with APFinancial. Continue your Financial Services Career with APFinancial:Top PayoutsBenefitsEAward ProgramsFlexibilityAPFinanciaIf you are considering making a transition slowly or moving an existing book, we offer the support needed to get the job done right. Whether you are wanting to sell Securities, Insurance or both we have the systems available. Securities are offered through InterSecurities, Inc. (ISI), a broker-dealer out of St. Petersburg, FL. With our relationship with ISI we have earned some of the top payouts in the industry. Through ISI we offer online research to new products, as well as a comprehensive commission calendar which gets paid to you weekly.



AP Financial Business


Our staff consists of experienced professionals with a "hands on" approach to financial guidance. Not only will you find our team members knowledgeable, but you will also discover that our staff truly cares about making your dreams a reality. As your Financial Professionals, we will do everything in our power to keep you focused on where you want to go, advise you on how to get there, and remind you of the importance of maintaining a disciplined approach to realizing your dreams.

AP Financial Profesional work
Hello and welcome to APFinancial! We are very anxious to learn much more about you while teaching you about our company as well as the dynamic and exciting financial services industry. The associates of APFinancial are affiliated as Registered Representatives with the well known and highly respected broker-dealer, InterSecurities, Inc. (ISI). InterSecurities is a full-service investment firm with more than 1,800 registered representatives nationwide. Our mission is to become a nationwide leader in the financial services industry. We focus on investment products that provide the opportunity for a higher rate of return compared to traditional bank instruments, as well as the opportunity for tax advantages. Our relationship with InterSecurities, Inc. allows us the independence to choose investments that fit the client?s needs. With APFinancial and InterSecurities, Inc. you will have access to thousands of different investment companies. Best of all we are allowed to offer a wide variety of investment products, not just our own - true independence!APFinancial was incorporated on July 24th, 2002. Our growth rate has been phenomenal, and we would expect nothing less in years to come. Since our incorporation we have opened 8 offices and employ approximately 200 employees. Whether you are a client or an employee, we thank you for your support. The best is yet to come! Again, welcome to APFinancial and we look forward to learning much more about you.

APFinancialWe don`t just tout expansion, we are expanding! With 8 offices and approximately 200 representatives we aim to be a staple in the financial services industry.Your Vision: To become the person you know you can be. You want to be appreciated, have fun at what you`re doing, and get rewarded for your efforts. Be a professional and get treated like a professional!Our Vision: To become a staple in the financial services industry. Live up to our Core Values by not only meeting but exceeding them. Grow exponentially with well trained and motivated people. Develop into every major market in the United States.

APFinancial a wide variety of investment
AP Financial INC => CORE VALUES:

( APFinancial Job Offers)

APFinancial Interests
Attitude, Positive attitude, is a key ingredient with our team. Natural leadership abilities are very important. If you enjoy taking charge, and taking the leadership role, becoming the next Executive Director will be like second nature. Good people skills are incredibly important. You will be dealing with people on a very regular basis, whether they are clients or peers of the firm, your skills will be put to use. Education is also something we value. It shows us your commitment to follow something through until completion. At minimum we require a 2 year degree. 4 year and up is preferred. Your degree does not have to be specific to this field as we will provide you the education needed. LicensingSimilar to any other professional in any other profession, you must get licensed. Your licenses will allow you to work in this field. Depending on the State you will be appointed in the number of tests will vary between 2 or 3. APFinancial will provide you with all the material needed to make these a non-issue. We have a very high pass rate due to the fact we provide a mentor as well as monitor your progress.

To be protected through a QDRO, it must specify the following:

AP Financial nationwide leader




AP Financial Coproration
APFinancial Investment => In addition to the Fort Collins and Denver office, AP Financial has offices in Miami, Orlando, Phoenix, San Antonio, Tampa, and Dallas. Associates of AP Financial are also registered representatives with and offer securities through InterSecurities, Inc. (ISI), member FINRA, SIPC. ISI, an AEGON company, is a national full service Broker/Dealer offering investment, retirement and insurance products and services which allows their representatives to offer financial products to suit each individual client?s needs.

A durable power of attorney authorizes a third party to manage the financial and legal affairs of a person who is no longer capable of doing so.

AP Financial Account Access


( APFinancial Interests)

AP Financial Capital


2500 Representative can't be wrong? InterSecurities, Inc. voted 2003 Broker Dealer of the Year (Division IV ? Broker Dealers with over 1,000 representatives) in Investment Advisor Magazine.An independent poll taken through "Investment Advisor" the "Advisor to Advisors" named ISI 2003 Broker-Dealer of the year. "The true mettle of an investment, or of a person for that matter, is how well it, and he, performs during difficult times. If a rising tide lifts all boats, then in good times it's relatively easy to be a good performer. In trying times, well, that's another matter. That's why the winners of this year "Broker/Dealer of the year" honors should feel particularly gratified."-Investment Advisor Are you new to charitable giving? Or, are you a long-time donor who would like to experience a deeper sense of satisfaction from the contributions you already make? Don`t Just Give It Away: How to Make the Most of Your Charitable Giving is a practical guide that can help you make the most of your charitable donations. Renata J. Rafferty has specialized for over two decades in assisting individuals, families, and foundations in their philanthropic activities. Her book provides valuable information that can help donors: increase the economic impact of their gifts; improve the quality of life in the world around them; and derive more gratification from their donations.Don`t Just Give It Away: How to Make the Most of Your Charitable Giving is a useful manual, regardless of the amount you give. The writing is simple and direct. In four main sections it clarifies the true nature of philanthropy, helps philanthropists define their goals, select appropriate charities, and track the performance of their "investments." Useful appendices include a list of Organizations, Publications, and Web Sites Serving Philanthropists, a Sample Funding Application, and a Donor Bill of Rights. The information being provided is strictly as a courtesy. This does not constitute endorsement by this company. The opinions expressed are solely those of the author and may or may not be representative of our opinion.

APFinancial Work places
APFinancial Careers => VISION STATEMENT: APFinancial will be a leader in the financial services industry. Our company will grow exponentially and in time APFinancial will have offices all across the United States. A charismatic and inspirational individual, that was developed in-house, will lead every office. Each office will be profitable and self-sustaining. Thousands of clients across the country will benefit from each office`s specialization in tax advantaged investing, and dedication to superior client service.



APFinancial




APFinancial Investments


Associates of AP Financial are also registered representatives with and offer securities through InterSecurities, Inc. (ISI), member FINRA, SIPC. ISI, an AEGON company, is a national full service Broker/Dealer offering investment, retirement and insurance products and services which allows their representatives to offer financial products to suit each individual client?s needs. The staff at AP Financial can provide assistance in an array of areas that range from mutual funds to IRAs and annuities. They can also help clients with life insurance choices and in providing wealth building strategies.( AP Financial Finance)

APFinancial Personal
APFinancial Work places => In addition to the Fort Collins and Denver office, AP Financial has offices in Miami, Orlando, Phoenix, San Antonio, Tampa, and Dallas. Associates of AP Financial are also registered representatives with and offer securities through InterSecurities, Inc. (ISI), member FINRA, SIPC. ISI, an AEGON company, is a national full service Broker/Dealer offering investment, retirement and insurance products and services which allows their representatives to offer financial products to suit each individual client?s needs.

Get OrganizedOnce you know where to turn for assistance, it will be helpful to gather and organize the following information about your loved one: General Assessment and Support?Keep notes on the current mental and physical condition of the individual and compare your observations with those of other family members. Identify neighbors or friends who could keep an eye out for your loved one and who would be willing and able to help in a pinch. List agencies located near your relative that provide specific services and support he or she may need in an emergency.Medical Information?Identify all pertinent doctors, hospitals, and other medical providers. In addition, keep track of all medications and health insurance policy numbers.Financial and Legal Information?Obtain copies of all financial and legal documents, including wills, advance directives, insurance policies, bank accounts, and other financial statements. Record all relevant account and Social Security numbers.Take Action NowA variety of resources are available to assist in the care of older parents and relatives. Begin planning now to make the best use of them. When it comes to preparing advance directives and handling other estate planning matters, it is generally prudent to consult a qualified legal professional. Your efforts now can help ease future stress for family caregivers and help provide the most comfortable life for your loved one.

About AP Financial
TrainingEach leader in every office will be nothing less than a charismatic and inspirational individual. They will lead by example and will conduct business with the highest level of professionalism, with not a thought of compromise or comfort ability.If you are transitioning careers or looking to get into the job market for the first time, we may have a position for you. Experience in this industry is not required. All of our training is done either by the Executive Director or another top person appointed by the Executive Director. This will ensure you are going to be receiving the pertinent information to be successful. We have designed the training to be very flexible to ensure a smooth transition into this industry. All training is done internally. Everyone, regardless of past experience will start in the same position. Those who demonstrate leadership abilities and a strong work ethic will excel!ProductAt APFinancial, we are an independent firm. That allows you a vast array of product selection. With almost 10,000 investment companies available the selection process can be confusing for both clientele and representatives at times. In the financial services industry things change on a very regular basis. That is why we continue to search the market for new and innovative products. We review things such as, costs, features, benefits, performance, and tax savings, just to name a few. In a large industry run by large companies only presenting their products, it's nice to know you'll have a choice. With our independence you will have access to these and other well known companies;



APFinancial Insurance
Hello and welcome to APFinancial! We are very anxious to learn much more about you while teaching you about our company as well as the dynamic and exciting financial services industry. The associates of APFinancial are affiliated as Registered Representatives with the well known and highly respected broker-dealer, InterSecurities, Inc. (ISI). InterSecurities is a full-service investment firm with more than 1,800 registered representatives nationwide. Our mission is to become a nationwide leader in the financial services industry. We focus on investment products that provide the opportunity for a higher rate of return compared to traditional bank instruments, as well as the opportunity for tax advantages. Our relationship with InterSecurities, Inc. allows us the independence to choose investments that fit the client?s needs. With APFinancial and InterSecurities, Inc. you will have access to thousands of different investment companies. Best of all we are allowed to offer a wide variety of investment products, not just our own - true independence!APFinancial was incorporated on July 24th, 2002. Our growth rate has been phenomenal, and we would expect nothing less in years to come. Since our incorporation we have opened 8 offices and employ approximately 200 employees. Whether you are a client or an employee, we thank you for your support. The best is yet to come! Again, welcome to APFinancial and we look forward to learning much more about you.

In addition to the Fort Collins and Denver office, AP Financial has offices in Miami, Orlando, Phoenix, San Antonio, Tampa, and Dallas.

APFinancial Net
AP Financial Coproration =>

End of the year bonusEarnings PotentialWe have a very rewarding compensation package. We know to keep top people you must pay top people. The earnings potential is unlimited. An individual in their first year should expect to earn at least $38,000 and up. Second year you can expect to significantly increase your earnings compared to what you made your first year. The reason is because you are alot better at what you do, as well as residual income. The compensation is comprised mainly of Base Salary, Bonuses, Office Revenue Sharing, and Profit Sharing.( AP Financial Business)

AP Financial Market Summary
Our associates' affiliation with InterSecurities (ISI) has earned us some of the top payouts in the industry. ISI has proven itself to be a leader in the Broker-Dealer business.InterSecurities is a full-service investment firm with more than 2,500 registered representatives nationwide. Our financial professionals can help people meet their investment objectives through a complete array of financial products, including mutual funds, fixed and variable annuities, and insurance products. InterSecurities is a member firm of the Securities Investors Protection Corporation. ISI is also a SEC Registered Investment Advisor. ISI clears through Pershing LLC, a member of BNY Securities Group and a subsidiary of The Bank of New York. Pershing brings more than 60 years of products, services, and systems to its role as our correspondent firm.With assets of $498 billion under administration, Pershing offers expanded financial resources. And with a strong presence on the New York Stock Exchange?, the American Stock Exchange?, and other major exchanges worldwide, Pershing offers a powerful industry presence and a reputation for unquestioned reliability and integrity.

4 The period of time, or the number of payments, covered by the QDRO.The QDRO must be a part of the divorce decree or court-approved property settlement document. The decree should also specify that a QDRO is being established under Section 414(p) of the Internal Revenue Code (IRC) and the particular state?s domestic relations laws. Intent to establish a QDRO is insufficient; it must be spelled out in the divorce papers.Getting divorced can be ?taxing? enough, but it need not be made more difficult by mishandling the division of assets in a retirement plan. And, although this particular decision does appear to provide room for straying from the precise wording of the statute, applying the proper language in a divorce decree may ease some of the inevitable complications that can arise and aid in a smoother transition for all involved. At a minimum, qualified legal advice should be obtained to ensure that any desired planning actions are properly worded and structured

APFinancial Contact
Christopher A. Shanahan - Principal - Denver, COBred in Wisconsin, I fled to Virginia for undergraduate school. After managing a restaurant for 4 years, I was tired of the glass ceiling. I went to Phoenix for my M.B.A. Started my financial services career in Miami, then followed the girl to Denver. Married her and started a family. Worked as a ?stock jock? for a year, then 3 ? with a competitor but family called and I resigned to administer ?Daddy Day Care? for my kiddos. Found AP Financial in February 2006 and could not be happier. A team atmosphere and great leadership were sorely lacking in my previous positions. In AP Financial and ISI, I have finally found a home! Bob Keeper - Principal - Phoenix, AZAfter years of working for the government in one form or another, I decided it was time for a change. I left a job making a decent living for a career with the opportunity to make much more. APFinancial has provided that opportunity and I have taken full advantage of it. I didn?t have the financial background that most people think of for the financial services industry, but through the training and incredible mentoring program, I have become one of the top representatives in the company. With the drive and a lot of hard work, I know that I will get out of this career what I put into it and I love that about APFinancial.

In addition to the Fort Collins and Denver office, AP Financial has offices in Miami, Orlando, Phoenix, San Antonio, Tampa, and Dallas. Associates of AP Financial are also registered representatives with and offer securities through InterSecurities, Inc. (ISI), member FINRA, SIPC. ISI, an AEGON company, is a national full service Broker/Dealer offering investment, retirement and insurance products and services which allows their representatives to offer financial products to suit each individual client?s needs.

AP Financial services industry
AP Financial Credits =>

In addition to the Fort Collins and Denver office, AP Financial has offices in Miami, Orlando, Phoenix, San Antonio, Tampa, and Dallas.

AP Financial high interest
BenefitsAPFinancial has a comprehensive package that will suit most everyone. We offer; Health, Dental, and Vision. Depending what level you are within the firm, APFinancial will pay for as much as 100% of the premium. Office Revenue Sharing is an incentive we provide to our employees who are taking on mentor rolls. We reward initiative! Profit Sharing is distributed to even the newest staff member. Errors and Omissions (E&O) Insurance which is insurance to help safeguard against errors and omissions is paid for you by the firm. Due to your registration through our broker dealer, InterSecurities, Inc. (ISI), you will be able to purchase shares at Net Asset Value (NAV), avoiding the sales charge. We know the only way to have a "seasoned staff" is to take care of the people when they are new. Executive Directors are entitled to a deferred compensation program with immediate vesting. There are also other benefits available through ISI, our broker-dealer. Other benefits will be: Producers Stock Purchase Plan: (Allows you to purchase stock of ISI's parent company, which is publicly listed and traded on the NYSE.) The company will match up to 80% of your contributions.

Christina Andrews - Principal - Orlando, FLI have always been a goal-oriented individual, which has made me successful in many aspects in my life. After completing eight active duty years in the U. S. Navy, I decided to go back to college and thereafter received my bachelor?s degree in Psychology. As graduation approached, I began looking for a career that would allow me to continue to be challenged and expand on the knowledge I had previously gained. I wanted a career, not just a job. I also wanted to be able to progress up the corporate ladder based on my own efforts, and not be blocked by glass ceilings. At APFinancial, I truly found what I had been looking for in a career. Through the mentoring and management training program, I continue to learn more about the industry everyday as well as innovative ways to help my clients. Even better, with each new challenge comes even more reward. At APFinancial, I have been consistently rewarded for all of my achievements, by both the upper management, who make it their goal to help me succeed, and by the positive interactions I have with my colleagues and clients.( APFinancial Investments)

AP Financial INC


Jennifer Ryan - Principal - Phoenix, AZI decided to become a part of APFinancial because of its unique management program that provides me with versatile leadership skills. With these skills, I?ll be able to take on any management role throughout my career. At APFinancial, I get to work with some of the brightest financial service professionals every day. With this much talent and ability around me, I?m automatically forced to be better at what I do, thereby increasing my success. APFinancial provides a self-directed work environment in which performance is rewarded, and offers multiple avenues for career development. No one is complacent here. We do not assume future success based on past performance. It?s a place for self-starters who can effectively manage themselves to achieve success. No matter where I work within this company, I know that I am a part of something special and that is a great motivator.

AP Financial Credits
APFinancial Investments =>



APFinancial investment companies
?We believe our company has grown by leaps and bounds due to our dedication to helping our clients achieve their goals,? Mr. Perrin explains. ?We have concrete plans to open another office in Southern California in the next couple of months, and we want to make sure contributing to the community is highly encouraged in all offices. This way we can not only help our clients, but help those less fortunate achieve their goals as well.?

ISBN: 0793153778It?s no wonder that, with all the financial planning options available, the thought of creating a financial plan can appear to be overwhelming to most of us. However, that does not mean the task should be avoided. If anything, the increase in options demonstrates the demand that exists for individuals to prepare for their financial welfare. Jordan Elliot Goodman?s book, Everyone?s Money Book on Financial Planning, may be just the guide you need to help you create a sound financial strategy. An accomplished financial commentator, television personality, and Wall Street correspondent, Goodman offers readers more than thirty years of financial experience. Using the Internet ranks high on Elliot?s list of priorities. His book introduces?to even the least Internet-savvy individual?how helpful web tools and website addresses may be for all types of financial planning endeavors. He rounds out his resources with a series of simple worksheets that allow you to see your plans on paper. If you know you eventually need to establish a financial plan, then why not start now? Goodman?s book, Everyone?s Money Book on Financial Planning, may help you prepare for your financial journey.

APFinancial Representatives
In 2002, AP Financial, Inc. opened its doors with three people and three office locations. AP Financial has experienced a phenomenal growth rate over the past few years and today they have grown to have 8 offices and over 200 people affiliated with the organization.

BenefitsAPFinancial has a comprehensive package that will suit most everyone. We offer; Health, Dental, and Vision. Depending what level you are within the firm, APFinancial will pay for as much as 100% of the premium. Office Revenue Sharing is an incentive we provide to our employees who are taking on mentor rolls. We reward initiative! Profit Sharing is distributed to even the newest staff member. Errors and Omissions (E&O) Insurance which is insurance to help safeguard against errors and omissions is paid for you by the firm. Due to your registration through our broker dealer, InterSecurities, Inc. (ISI), you will be able to purchase shares at Net Asset Value (NAV), avoiding the sales charge. We know the only way to have a "seasoned staff" is to take care of the people when they are new. Executive Directors are entitled to a deferred compensation program with immediate vesting. There are also other benefits available through ISI, our broker-dealer. Other benefits will be: Producers Stock Purchase Plan: (Allows you to purchase stock of ISI's parent company, which is publicly listed and traded on the NYSE.) The company will match up to 80% of your contributions.( APFinancial Asociates)

AP Financial choose investments
APFinancial Comprehensive Proposals => In 2002, AP Financial, Inc. opened its doors with three people and three office locations. AP Financial has experienced a phenomenal growth rate over the past few years and today they have grown to have 8 offices and over 200 people affiliated with the organization.

?We believe our company has grown by leaps and bounds due to our dedication to helping our clients achieve their goals,? Mr. Perrin explains. ?We have concrete plans to open another office in Southern California in the next couple of months, and we want to make sure contributing to the community is highly encouraged in all offices. This way we can not only help our clients, but help those less fortunate achieve their goals as well.?

APFinancial Job Offers
Christopher A. Shanahan - Principal - Denver, COBred in Wisconsin, I fled to Virginia for undergraduate school. After managing a restaurant for 4 years, I was tired of the glass ceiling. I went to Phoenix for my M.B.A. Started my financial services career in Miami, then followed the girl to Denver. Married her and started a family. Worked as a ?stock jock? for a year, then 3 ? with a competitor but family called and I resigned to administer ?Daddy Day Care? for my kiddos. Found AP Financial in February 2006 and could not be happier. A team atmosphere and great leadership were sorely lacking in my previous positions. In AP Financial and ISI, I have finally found a home! Bob Keeper - Principal - Phoenix, AZAfter years of working for the government in one form or another, I decided it was time for a change. I left a job making a decent living for a career with the opportunity to make much more. APFinancial has provided that opportunity and I have taken full advantage of it. I didn?t have the financial background that most people think of for the financial services industry, but through the training and incredible mentoring program, I have become one of the top representatives in the company. With the drive and a lot of hard work, I know that I will get out of this career what I put into it and I love that about APFinancial.



APFinancial Careers
The staff at AP Financial can provide assistance in an array of areas that range from mutual funds to IRAs and annuities. They can also help clients with life insurance choices and in providing wealth building strategies.

APFinancial, Inc.was founded with the goal of assisting our clients in every aspect of their financial lives. We provide comprehensive and personal service. For each of our clients we strive to help create financial stability and security to provide financial independence.

APFinancial mutual funds
APFinancial investment products =>

( APFinancial Seminars & Workshops)

APFinancial Comprehensive Proposals


Once appropriate providers have been identified, consider making use of services that can assist with the desired needs, such as managing finances, drafting or amending a will, or preparing advance directives (e.g., durable power of attorney, health care proxy, and living will). When properly prepared, the following legal documents can provide essential protection and, therefore, should be prepared without delay: A will provides instructions for distributing assets and providing for the needs of heirs, while aiming to reduce probate expenses.

APFinancial traditional bank instruments
Attitude, Positive attitude, is a key ingredient with our team. Natural leadership abilities are very important. If you enjoy taking charge, and taking the leadership role, becoming the next Executive Director will be like second nature. Good people skills are incredibly important. You will be dealing with people on a very regular basis, whether they are clients or peers of the firm, your skills will be put to use. Education is also something we value. It shows us your commitment to follow something through until completion. At minimum we require a 2 year degree. 4 year and up is preferred. Your degree does not have to be specific to this field as we will provide you the education needed. LicensingSimilar to any other professional in any other profession, you must get licensed. Your licenses will allow you to work in this field. Depending on the State you will be appointed in the number of tests will vary between 2 or 3. APFinancial will provide you with all the material needed to make these a non-issue. We have a very high pass rate due to the fact we provide a mentor as well as monitor your progress.

CORE VALUES:

APFinancial Seminars & Workshops
AP Financial tax advantages =>

MISSION STATEMENT: APFinancial will become a nationwide presence in the financial services industry by expanding its current network of offices. New offices will be led by select individuals, hired and developed by APFinancial, who possess the drive, ambition, and desire necessary to advance rapidly into an executive level position.

AP Financial


Christopher A. Shanahan - Principal - Denver, COBred in Wisconsin, I fled to Virginia for undergraduate school. After managing a restaurant for 4 years, I was tired of the glass ceiling. I went to Phoenix for my M.B.A. Started my financial services career in Miami, then followed the girl to Denver. Married her and started a family. Worked as a ?stock jock? for a year, then 3 ? with a competitor but family called and I resigned to administer ?Daddy Day Care? for my kiddos. Found AP Financial in February 2006 and could not be happier. A team atmosphere and great leadership were sorely lacking in my previous positions. In AP Financial and ISI, I have finally found a home! Bob Keeper - Principal - Phoenix, AZAfter years of working for the government in one form or another, I decided it was time for a change. I left a job making a decent living for a career with the opportunity to make much more. APFinancial has provided that opportunity and I have taken full advantage of it. I didn?t have the financial background that most people think of for the financial services industry, but through the training and incredible mentoring program, I have become one of the top representatives in the company. With the drive and a lot of hard work, I know that I will get out of this career what I put into it and I love that about APFinancial.( AP Financial Profesional work)

APFinancial investment products
The ABCs of QDROs It is rarely pleasant to discuss divorce, yet it is an unfortunate occurrence that happens with increasing frequency in our society. Because divorce involves the dividing up of assets, some of which have tax implications, it is important to be aware of the ?tax traps? that may be lurking. One such trap exists in the area of retirement plan assets because of the existence of vested account balances. In the past, with traditional defined benefit plans, the plan participant was promised a retirement benefit, but had no vested retirement account balance. However, with the shift toward defined contribution plans, vesting for employee contributions is immediate, and vesting for employer contributions builds quickly. Consequently, as more Americans participate in 401(k) plans and other defined contribution retirement plans, dividing vested retirement plan assets in divorce situations has created complex financial issues.

MISSION STATEMENT: APFinancial will become a nationwide presence in the financial services industry by expanding its current network of offices. New offices will be led by select individuals, hired and developed by APFinancial, who possess the drive, ambition, and desire necessary to advance rapidly into an executive level position.

AP Financial Finance
APFinancial a wide variety of investment => We will always look to help each other and go out of our way to provide extra support to anyone in need.

3 The percentage (or dollar amount) of each plan that is to be paid to the alternate payee.

APFinancial Investment


Excellent client service is the minimum standard we will hold ourselves to, and we will look to always exceed client expectations.

APFinancial Asociates
2500 Representative can't be wrong? InterSecurities, Inc. voted 2003 Broker Dealer of the Year (Division IV ? Broker Dealers with over 1,000 representatives) in Investment Advisor Magazine.An independent poll taken through "Investment Advisor" the "Advisor to Advisors" named ISI 2003 Broker-Dealer of the year. "The true mettle of an investment, or of a person for that matter, is how well it, and he, performs during difficult times. If a rising tide lifts all boats, then in good times it's relatively easy to be a good performer. In trying times, well, that's another matter. That's why the winners of this year "Broker/Dealer of the year" honors should feel particularly gratified."-Investment Advisor Are you new to charitable giving? Or, are you a long-time donor who would like to experience a deeper sense of satisfaction from the contributions you already make? Don`t Just Give It Away: How to Make the Most of Your Charitable Giving is a practical guide that can help you make the most of your charitable donations. Renata J. Rafferty has specialized for over two decades in assisting individuals, families, and foundations in their philanthropic activities. Her book provides valuable information that can help donors: increase the economic impact of their gifts; improve the quality of life in the world around them; and derive more gratification from their donations.Don`t Just Give It Away: How to Make the Most of Your Charitable Giving is a useful manual, regardless of the amount you give. The writing is simple and direct. In four main sections it clarifies the true nature of philanthropy, helps philanthropists define their goals, select appropriate charities, and track the performance of their "investments." Useful appendices include a list of Organizations, Publications, and Web Sites Serving Philanthropists, a Sample Funding Application, and a Donor Bill of Rights. The information being provided is strictly as a courtesy. This does not constitute endorsement by this company. The opinions expressed are solely those of the author and may or may not be representative of our opinion.

Our goal is to help clients wisely invest their money in ways to help reduce or avoid as much tax as possible.( APFinancial Contact)

AP Financial tax advantages
AP Financial Market Summary =>

Habitat for Humanity is a home ownership program for hard working families needing safe and affordable homes. Habitat of Metro Denver is the 16th highest producing Habitat in the United States and only the 5th affiliate to raise over a million dollars to aid Habitat affiliates in over 30 different countries. Habitat?s belief is that everyone deserves a decent place to live and together with the help of organizations like AP Financial, that belief is becoming a reality one community, one home, and one family at a time.

APFinancial growth rate
Our staff consists of experienced professionals with a "hands on" approach to financial guidance. Not only will you find our team members knowledgeable, but you will also discover that our staff truly cares about making your dreams a reality. As your Financial Professionals, we will do everything in our power to keep you focused on where you want to go, advise you on how to get there, and remind you of the importance of maintaining a disciplined approach to realizing your dreams.

Hello and welcome to APFinancial! We are very anxious to learn much more about you while teaching you about our company as well as the dynamic and exciting financial services industry. The associates of APFinancial are affiliated as Registered Representatives with the well known and highly respected broker-dealer, InterSecurities, Inc. (ISI). InterSecurities is a full-service investment firm with more than 1,800 registered representatives nationwide. Our mission is to become a nationwide leader in the financial services industry. We focus on investment products that provide the opportunity for a higher rate of return compared to traditional bank instruments, as well as the opportunity for tax advantages. Our relationship with InterSecurities, Inc. allows us the independence to choose investments that fit the client?s needs. With APFinancial and InterSecurities, Inc. you will have access to thousands of different investment companies. Best of all we are allowed to offer a wide variety of investment products, not just our own - true independence!APFinancial was incorporated on July 24th, 2002. Our growth rate has been phenomenal, and we would expect nothing less in years to come. Since our incorporation we have opened 8 offices and employ approximately 200 employees. Whether you are a client or an employee, we thank you for your support. The best is yet to come! Again, welcome to APFinancial and we look forward to learning much more about you.

AP Financial choose investments
Our staff consists of experienced professionals with a "hands on" approach to financial guidance. Not only will you find our team members knowledgeable, but you will also discover that our staff truly cares about making your dreams a reality. As your Financial Professionals, we will do everything in our power to keep you focused on where you want to go, advise you on how to get there, and remind you of the importance of maintaining a disciplined approach to realizing your dreams.

Attitude, Positive attitude, is a key ingredient with our team. Natural leadership abilities are very important. If you enjoy taking charge, and taking the leadership role, becoming the next Executive Director will be like second nature. Good people skills are incredibly important. You will be dealing with people on a very regular basis, whether they are clients or peers of the firm, your skills will be put to use. Education is also something we value. It shows us your commitment to follow something through until completion. At minimum we require a 2 year degree. 4 year and up is preferred. Your degree does not have to be specific to this field as we will provide you the education needed. LicensingSimilar to any other professional in any other profession, you must get licensed. Your licenses will allow you to work in this field. Depending on the State you will be appointed in the number of tests will vary between 2 or 3. APFinancial will provide you with all the material needed to make these a non-issue. We have a very high pass rate due to the fact we provide a mentor as well as monitor your progress.

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APFinancial growth rate => Christopher A. Shanahan - Principal - Denver, COBred in Wisconsin, I fled to Virginia for undergraduate school. After managing a restaurant for 4 years, I was tired of the glass ceiling. I went to Phoenix for my M.B.A. Started my financial services career in Miami, then followed the girl to Denver. Married her and started a family. Worked as a ?stock jock? for a year, then 3 ? with a competitor but family called and I resigned to administer ?Daddy Day Care? for my kiddos. Found AP Financial in February 2006 and could not be happier. A team atmosphere and great leadership were sorely lacking in my previous positions. In AP Financial and ISI, I have finally found a home! Bob Keeper - Principal - Phoenix, AZAfter years of working for the government in one form or another, I decided it was time for a change. I left a job making a decent living for a career with the opportunity to make much more. APFinancial has provided that opportunity and I have taken full advantage of it. I didn?t have the financial background that most people think of for the financial services industry, but through the training and incredible mentoring program, I have become one of the top representatives in the company. With the drive and a lot of hard work, I know that I will get out of this career what I put into it and I love that about APFinancial.

( APFinancial Net)

AP Financial high interest


Career Sales RepAPFinancial is always in need of good seasoned professionals. If you have experience of at least 1 year in the financial services industry and have a good compliance background or have at least two years sales experience we would like the opportunity to show you a lucrative career with APFinancial. Continue your Financial Services Career with APFinancial:Top PayoutsBenefitsEAward ProgramsFlexibilityAPFinanciaIf you are considering making a transition slowly or moving an existing book, we offer the support needed to get the job done right. Whether you are wanting to sell Securities, Insurance or both we have the systems available. Securities are offered through InterSecurities, Inc. (ISI), a broker-dealer out of St. Petersburg, FL. With our relationship with ISI we have earned some of the top payouts in the industry. Through ISI we offer online research to new products, as well as a comprehensive commission calendar which gets paid to you weekly.

APFinancial a wide variety of investment
We understand that our work ethic is the most important aspect in determining our success, and therefore will always look to push ourselves and give one hundred percent in everything we do.

Associates of AP Financial are also registered representatives with and offer securities through InterSecurities, Inc. (ISI), member FINRA, SIPC. ISI, an AEGON company, is a national full service Broker/Dealer offering investment, retirement and insurance products and services which allows their representatives to offer financial products to suit each individual client?s needs. The staff at AP Financial can provide assistance in an array of areas that range from mutual funds to IRAs and annuities. They can also help clients with life insurance choices and in providing wealth building strategies.

AP Financial Profesional work
AP Financial services industry => The staff at AP Financial can provide assistance in an array of areas that range from mutual funds to IRAs and annuities. They can also help clients with life insurance choices and in providing wealth building strategies.



AP Financial Account Access
Getting Your Affairs in "Order"A qualified domestic relations order (QDRO) is a judgment or order that relates to child support, alimony, or property rights pertaining to a spouse, former spouse, child, or other dependent. A QDRO can be used to establish one spouse?s right to part or all of the other spouse?s retirement plan(s)?and ensures the recipient spouse pays the income tax.

In addition to the Fort Collins and Denver office, AP Financial has offices in Miami, Orlando, Phoenix, San Antonio, Tampa, and Dallas. Associates of AP Financial are also registered representatives with and offer securities through InterSecurities, Inc. (ISI), member FINRA, SIPC. ISI, an AEGON company, is a national full service Broker/Dealer offering investment, retirement and insurance products and services which allows their representatives to offer financial products to suit each individual client?s needs.( AP Financial Business)

APFinancial investment products
MISSION STATEMENT: APFinancial will become a nationwide presence in the financial services industry by expanding its current network of offices. New offices will be led by select individuals, hired and developed by APFinancial, who possess the drive, ambition, and desire necessary to advance rapidly into an executive level position.

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