RONALD M. CANTER ATTORNEY

Statutory compensation in Canada
Workers' compensation was Canada's first social program to be introduced as it was favoured by both workers' groups and employers hoping to avoid lawsuits. The system arose after an inquiry by Ontario Chief Justice William Meredith who outlined a system that workers should be compensated for workplace injuries, but that they must give up their right to sue their employers. It was introduced in the various provinces at different dates Ontario was first in 1915, Manitoba in 1916, British Columbia in 1917. It remains a provincial responsibility and thus the exact rules vary from province to province. In some provinces, such as Ontario's Workplace Safety and Insurance Board, the programme also had a preventative role ensuring workplace safety. In British Columbia, the occupational health and safety mandate is legislated. In most provinces it remains solely concerned with insurance. It is paid by employers based on their payroll, industry sector and history of injuries (or lack thereof) in their workplace, sometimes known as "injury experience".

RON M. CANTER ATTORNEY

In the vast majority of states, workers' compensation is solely provided by private insurance companies. 12 states operate a state fund (which serves as a model to private insurers and insures state employees), and a handful have state-owned monopolies. To keep the state funds from crowding out private insurers, they are generally required to act as assigned-risk programs or insurers of last resort, and they can only write workers' compensation policies. In contrast, private insurers can turn away the worst risks and can write comprehensive insurance packages covering general liability, natural disasters, and so on. Of the 12 state funds, the largest is California's State Compensation Insurance Fund. The federal government pays its workers' compensation obligations for its own employees through regular appropriations

LAWYER RON M. CANTER

ATTORNEY RON M. CANTER: Most employers are required to subscribe to insurance for workers' compensation, and an employer who does not may have financial penalties imposed. In many states, there are public uninsured employer funds to pay benefits to workers employed by companies who illegally fail to purchase insurance. Insurance policies are available to employers through commercial insurance companies: if the employer is deemed an excessive risk to insure at market rates, it can obtain coverage through an assigned-risk program.
RON M. CANTER
ATTORNEY RONALD M. CANTER
RONALD M. CANTER LAWYER

Workers' Compensation in the U.S. began in 1911 during the Progressive Era when Wisconsin passed the first statutory system. Other U.S. jurisdictions followed suit. In general, statutory Workers' Compensation systems strike a compromise, guaranteeing workers medical care and payment for lost time on a no-fault basis. Prior to the enactment of Workers' Compensation laws, injured workers had to file suit against employers (usually for the tort of negligence), and such legal actions had significant drawbacks for workers. At the same time, a successful suit could impose very large and unpredictable costs on an employer. Statutory Workers' Compensation systems provide for prompt payment of medical, rehabilitation, and lost time costs to injured workers, while placing limits on the cost of the system for employers. This trade-off became known as the "workers' compensation bargain"; that is, the worker traded his/her right to bring a tort suit against their employer in exchange for prompt medical care and disability payments (indeminity payments). Thus workers compensation is the original "Tort Reform."

ATTORNEY RON M. CANTER
RONALD M. CANTER: Attorney-at-Law and Attorney General
The term Attorney General is used to designate the chief law enforcement officer of a state or other political jurisdiction. The Attorney General is a lawyer who represents the government, prosecutes criminal cases, defends the government from lawsuits against it, and brings civil lawsuits to enforce consumer protection, antitrust, and other laws.


LAWYER RONALD M. CANTER
Ronald M. Canter is the cowriter of "My Last Goodbye" a song recorded by singer Tom Jones on his album "Tom Jones Country" released in 1980. Mr Canter is an accomplished violinist and bassist who has performed with a variety of jazz, rock and classical music groups. Mr Canter's son Brent Canter is a renowned guitarist, who heads the Brent Canter Trio, an up and coming jazz ensemble based in Los Angeles, California.

RONALD M. CANTER

Stairs - According to the 1994 Standard Building Code, "Treads (depth) and risers (height) should be proportioned so that the sum of two risers and a tread, exclusive of projection of nosing, is not less than 24 inches nor more than 25 inches. The height of the riser shall not exceed 7 3/4 inches and treads, exclusive of nosing, shall be no less than 9 inches wide." In addition, treads and risers shall be uniform between two floors with no variations exceeding 3/16 inch between adjacent treads or risers or 3/8 inch in any one flight.



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