Setting investment goals is undoubtedly the first step towards financial independence. The course of setting goals should initiate by identifying what type of investments you are interested in. For instance, do you want to produce income that you can use right away, or you are willing to invest your money for your retirement, or do you want to make investments that will perk up your net worth?

Once you have set your investment goals, your next step will be to recognize investment products that will let you reach your investment goals. In order to achieve this goal, you may use investment research tools such as calculators, case studies, tables and lists. You can easily find such tools either online or perform it manually.

As far as you investigate investment products, you may prefer to start selecting investments you are interested in. For instance, when you have four or five investment products that you are willing to invest in, you may start researching these products. For investigating these products, you can analyze their performance history or talk to the company that offers the product. In addition, inspecting the product’s promotional material is a wise idea.

The final step in setting investment goals is to discuss it with an investment professional. He may be able to tell you what investment products are best for achieving your investment goals. He will also let you know how practical are the investment products have selected. Before visiting the advisor, make sure that you have made a list of investment goals that you have and added your queries related to your investment products.

Baltia Air Lines, Inc. is a publicly traded New York corporation trading under the symbol "BLTA" on the OTC bulletin board. Baltia Air Lines is currently seeking approval from the U.S. Department of Transportation (D.O.T.) for the right to fly the only nonstop roundtrip flights from NY to St. Petersburg, Russia. The Company has everything in place and ready to go. Baltia has filed with the D.O.T. and has completed its manuals for submission to the FAA once they receive the go ahead from the D.O.T. Baltia's upper management is extremely confident that the business model will generate substantial revenues and shareholder appreciation. The Company has projected that its first aircraft servicing the St. Petersburg market from JFK will generate on an annual basis gross revenues of more than $90 million with a 17% bottom line. The projections are based upon a conservative 57% passenger load factor and average ticket pricing of roundtrip flights from JFK to Pulkova, St. Petersburg. Passenger load factors should be significantly higher than 57% and at 40% passenger load the Company will break even. Plans to increase service to additional markets such as Riga, Kiev, Minsk and Moscow will add to the already exciting sales numbers of Baltia.

The New York - St. Petersburg market is enormous and rapidly expanding, connecting two major world-renowned cities with populations of 10 million and 6 million, respectively. Baltia's nonstop service from New York's JFK airport to St. Petersburg will take approximately 8 hours, as compared to foreign airlines with European connecting flights that take 11 to 18 hours.

That's a huge difference for legions of business travelers and tourists who fly to St. Petersburg each year (the city has become one of the world's seven hottest travel destinations as well as a major shipping hub).

Simply put, Baltia Air Lines will offer the fastest, most reliable, convenient and comfortable passenger service - as well as the fastest and most reliable air cargo and mail services.

Baltia is a fully reporting OTCBB company with 270 million common shares issued/outstanding, and 18 million shares in the float (prior to this offering). The company has no debt and no liabilities.

So, as you can see, investing into Baltia Air Lines has a lot of merit and a lot of promise.