O.k she ended up being a 2005 Honda Civic EX and she is silver. Beautiful,scratched,and I already replaced the front wheel due to the nice potholes my city has to offer right outside the entrance of the hospital. I've decided to share my over rated experience from financing nightmares to the actual driving experience. I had a hell of a time securing financing. B/c my credit history was not long enough in terms of established credit NO ONE would take the risk of financing me and the ones that did wanted huge amounts of money down.
I'd already given my money down on the Buick and found out I could not secure financing. Then after trying three other dealerships and my credit score taking a hit. I found Enterprise car rentals also sells their cars after a year or two on the cheap and whatever they don't sell to you they sell to used car dealerships.(Betcha' didn't know that tidbit!) So my white night came in form of my credit union who I found out will lend to just about anybody as long as you are a member. And they took the risk on ME;~) By the time I found out they'd approve me for the Buick I'd already picked up the Honda and signed all the papers.(Shit!)
Anyway the dealership still has my down payment after a week and I didn't purchase anything from them. They are giving me the bullshit runaround and i'm out of a grand as it seems. Upset is an understatement b/c my bills are due.and I could use the money towards my rent. I'm going to get hubby to use his and then I'll reimburse him. I spoke to my bank who was suppose to refund my money and then dispute this with the car dealership. If I find that the money is not in my account by tommorrow I'm going to freak and then they will see me angry as hell on monday morning b/c it didn't take that long for the funds to come out it shouldn't take a year in a day to get back.
I've already scratched the car, had someone dent my front license plate, had a hell of a time finding parking as my job charges 40$ a WEEK to take up space in their lot and I haven't even applied for a parking permit yet. AGGHHH!:~( Oh and not to forget me already having to replace my left front wheel b/c I hit the nasty craters infront of my job.
As I navigate these mean streets and I find rude,nasty,rule, breaking,no signialing drivers,and the parking is a bitch syndrome......I find that having a car here in the big city and driving as a WHOLE IS OVERRATED! So how have you all been. I'm missing you all on this end but now begins the adventure of paying off the car at 8.99% for 72months.
If anyone out there has advice on how to do this in a faster fashion the ears are open and ready to recieve. The Floor people.................................................................................
