Oh wow... I have a really big decision to make. Probably the biggest decision ive ever had to make.
I went to the consulting Dr. about the laproscopic surgery i was thinking about doing and all went well and i had to make an appointment to see a nutritionsist and a behavioral health specialist to give me a better idea about the kind of diet this surgery will entail and to get to the bottom of my overeating.
Yesterday we found out that my insurance will not cover any of it. After every single fee is combined hospital, lapband, anesthesia, nutritionist, psychologist, 10 total dr visits, Dr. Fee it comes to a grand total of $18,000 dollars.
I was under the impression that i would take out a loan and my parents would "help" me pay it.
Well i got a phone call a minute ago...
My parents admitted that they couldnt afford it and neither can I. A loan would have a large interest rate and would take forever to pay off bc they help me out so much. They pay for my phone my cable/internet, car insurance, health insurance(which is completly useless), car payment, student loans and help me out with numerous other bills i make.
The only things i really pay for are rent and food.
She told me she applied for a very low interest rate credit card with a $25,000 limit with an interest rate of 4%.
She spoke with my dad and they both agreed that i need this surgery. She said that if she got it she wants to disconnect everything and have me move home and live rent free and work to help pay off the credit card faster.
I would have to move home, quit my job and work for my dad most likely bc there is a really good chance i wouldnt be able to find a cosmetology job in my tiny home town. Plus i would make twice the money working for my dad installing windshields than i would at doing hair. I make minimum wage now which is $5.75 and working for my dad i would make $10.00 an hour.
I have to decide if i want that sort of financial burden for my health. I have to decide if losing weight is worth moving back to the town i despise.
I know i need to do whatever it takes to lose this extra weight so i know that this isnt really a decision to make, i have to do it.
It just very much so sucks. I feel bad for my parents. I dont want to move back home. I love my life the way that it is. I love my job i love my apartment and i am just starting to make friends. Id like to imagine that id b making more money working for my dad but im going to break my back working and give 100% of it away to paying for this surgery.
I hate that my country wont give me adequate health insurance. Its rediculous.
The only positive thing about this is i would be living closer to my best friend Missy. But it doesnt matter bc she lives with an asshole boyfriend and its really gay for her to come to my parents house to hang out. The only reason we had fun was bc i had my own place. Ugh....
I would love to hear any words of wisdom or advice or whatever anyone has to say about this. I am totally lost.
Thanx guys.



